OpenSky Card
OpenSky Card Overview
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
OpenSky Card has a 1.8 star rating from 152 reviews, 29% would recommend, and review sentiment is mostly negative with 79% unfavorable.
Key Takeaways for Future Customers
- Check OpenSky Card reviews for recurring billing and refund issues before enrolling.
- Expect limited customer service access; many report difficulty reaching support.
- Some users report credit building benefits despite service problems.
Negative Feedback / Risk Areas
- Frequent customer complaints about poor customer service and no contact options.
- Billing problems: late fees, payments not posting, unauthorized charges, and refund delays.
- Reports of missing or delayed cards and application processing errors.
Positive Feedback
Several reviewers say the secured OpenSky Card helped increase credit and a few reps resolved problems quickly.
The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.
OpenSky Card has a 1.8 star rating from 152 reviews, 29% would recommend, and review sentiment is mostly negative with 79% unfavorable.
Key Takeaways for Future Customers
- Check OpenSky Card reviews for recurring billing and refund issues before enrolling.
- Expect limited customer service access; many report difficulty reaching support.
- Some users report credit building benefits despite service problems.
Negative Feedback / Risk Areas
- Frequent customer complaints about poor customer service and no contact options.
- Billing problems: late fees, payments not posting, unauthorized charges, and refund delays.
- Reports of missing or delayed cards and application processing errors.
Positive Feedback
Several reviewers say the secured OpenSky Card helped increase credit and a few reps resolved problems quickly.
Media from reviews
Mobile, Alabama
Credit
Requesting my paid in full letter. I paid my account in full and Im requesting a receipt from that transaction
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Dallas, Texas
Gave 300 or so and just now calling.
- Transferred money to OpenSky Bank and waited a few days.
- They tracked the account and connected me with support.
- Paid a fee; all was fine.
I transferred money into OpenSky Bank account and then waited a few days to see it. Didn't call the customer service or anything.
Good thing, and thank God, just an answer was there for me. They tracked my account and my kit for me, and led me to speak with their support.
I paid a few bucks and everything was fine. Thank you so much, I appreciate your patience with me.
- Money and the credit cards
- Forms
Preferred solution: Price reduction
User's recommendation: Look forward for your return on this journey cause most likely things are looking up!
Madrid, Madrid
Just wanted to make my payment that is dur
I am trying to make my payment; it is due today, but it won't let me log in. We are in ***; not sure if that is the issue.
Preferred solution: To make my monthly payment
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Cidra, Puerto Rico
Cancel
Perdida la cartera con todas las pertenencias fghyyghjcdythcgyhjngcyhncgfyhncxtfghcdfghncghncghncgnhycgtnhjg
Dallas, Texas
I’m glad to meet with you today and have some good conversations with your family. Thank you for a special day!
- Representatives helped resolve problems with my account.
- They were reassuring.
- I could see my ID and a purchase with about $5 due.
I was explaining how I was mad at myself and needed help grand to save my account and kit. And the representatives solved things over like no worries I can help you, its alright.
And just like that I saw my id numbers and the credit card I had purchased a few days earlier, only had to pay 5 or so, so I am merry for the representatives at Just answer.
For Open Sky. I mean really I am very grateful, thank you Just answer for your submission.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Litchfield Park, Arizona
Fraudulent charges late fees lies and unresolved accounts.
- Upgraded to a gold OpenSky card I never opened and was charged.
- Customer service activated then closed the account but did not waive the late fee.
I was freely upgraded to a gold OpenSky card, never opened the account but was charged for it. The customer service activated then closed the account but never waived the late fee as asked and confirmed they would. Months later I'm now stuck in between hold calls and denied a derogatory mark waiver 4 months later by supervisors for a late fee I wasn't told about, couldn't pay, and was lied to about being resolved.
- Hence why it was one i got at 18
- Customer service to seem to try to be helping
- Easy to get secured credit card
- Grey area fees
- Scam company
- No email or other information to contact them
Preferred solution: I want a full waiver of my credit score late and derogatory marks along with a refund of the late fees I could not pay.
User's recommendation: NEVER use this company. Although the customer service have become more helpful as of recently the practices of the company are dated and leave a lot to be desired. no email only a phone number most things done through fax and mail in.
Palm Beach, Florida
Payment
When i dialed The phone number, ( 42 times) it simply hung up! I got very frustrated today was the due date
User's recommendation: Download app
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |
Atlanta, Georgia
Late fee cocerns
Im not notified of my payment til its past due and charged a late fee.I have 18 credit cards and Im never late on a payment.
Preferred solution: More eligible purchases
User's recommendation: Stay away from this credit card(they offer you 10% cash back but I’ve not received the first cent because my purchase aren’t elgible
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerMoney stolen check from open sky bounced leaving me additional $1,000 in debt, so total of $3,075.0
- Open Sky took $2,000 from Strax Cosmetic Surgery Group for me and $75 left.
- A $2,075 fake check bounced, costing about $1,000 in fees, totaling $3,075.
Open Sky credit card accepted $2,000 from Strax Cosmetic Surgery Group to give to me, plus the $75 that was left on my credit card with them. They vowed to give me the money and ended up playing games.
They stole my money. Open Sky sent me a $2,075 fake check that bounced at my bank account with Huntington Bank. When the check bounced, with all the fees, it added up to an additional $1,000.
In total, Open Sky (Capital Bank of MD) owes me $3,075. I have all proof and documents.
- Con artist
Preferred solution: Full refund
User's recommendation: Never use Open Sky secured Credit card their sly thieves.
Richmond, Virginia
I made a mistake by paying an extra $100 out of my Truist account.
At first, I made a mistake of buying an extra Opensky card, but at the end of the day, I:ll just have to accept what's given to me because I needed more money to cover all my bank accounts.
User's recommendation: Just enjoy them while you can.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI don't know why
- Deposit didn't go through and card wasn't available.
- There was $200 on the card involved.
- Please send my card; you said 14 business days.
I reported the issue
I'm dissatisfied because no one haven't got back in contact with me yet.
I don't know why I don't know why I don't know why I tried to send my deposit but it didn't happen. I don't know why I had the money in there, but it was telling me that that card wasn't available, which I had $200 on that card.
I don't know why it didn't go through.
Can you please send me my card? You said 14 business days.
Preferred solution: Deliver product or service ordered
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerDidn’t received my card
It is a secure credit you take $1000 on my bank account and still did received nothing yet
{{Redacted}}
DOB 06/06/60
Last 4 of SS {{Redacted}}
Orlando, Florida
Change address of home
I requested help in Spanish and I could not obtain it, it would do me good to attend to my request via e-mail for the change of address
User's recommendation: have service in Spanish,
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerShady company
- Signed up for automatic billing with bank info.
- Experian shows a late payment over 30 days and a 30+ point score drop.
When I signed up this account, I entered my bank information and signed up for automatic billing. Well, today I receive a notification from Experian that my score has dropped by more than 30 points, and it's because I have a late payment of more than 30 days.
How so?! I signed up for automatic billing! Then, when I called in, they claimed I never enrolled my card, which I definitely did on the website, otherwise I wouldn't have been able to use it. They straight up lied to me about email correspondences, because I received nothing about a late payment.
This place is shady as *** and the only reason why I knew I was late on my payment was because of Credit Karma, because OpenSky refused to send me any notifications.
Absolutely unacceptable, and if I could give 0 out of 5 stars I would. I can't wait to see the future class action lawsuits against this company.
User's recommendation: DO NOT RECOMMEND
The card is terrible
I paid my balance and it still has not posted to my account. It's been 48 hrs. It has caused my account to be negative because they take too long to post funds.
- Worse card ever
Preferred solution: would like my funds posted asap. its been 3 days n it has caused my credit to drop because they take so long to post
User's recommendation: don't use this card
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI can't get help with paying my 25 dollar deposit and I no I signed up for this site but it is telling me I have no enrollment but it cleared me for a card but won't let me purchase it or anything
- I enrolled for a secured card and was told I was approved.
- The site won’t let me make the $25 payment.
- It says I have not enrolled, but I did.
I have already enrolled for a secured card and it said I had successfully gotten it but it will not let me make a 25 dollar money to get it and it says that I have not enrolled but I did and I was hoping to be able to get my credit card but it will not let me do anything
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"How so?! I signed up for automatic billing!" Just because you signed up for auto pay you're still responsible for making sure the payment is made. Lesson learned on your part.
Why the *** is it called automatic billing if it doesn't automatically bill me? ***